Insurance - Protect

Frustrated with increasing premiums? Overwhelmed with jargon and hundreds of policies to choose from? Worried if your existing policy will support you at claim time?

Insurance can be complicated and costly, but it doesn't have to be. Our renowned insurance strategies include a high-level Financial Mapping that ensures you're not paying for unnecessary cover. We personalise an effective and sustainable insurance strategy – including structuring rates that can save you thousands in premiums.

We've facilitated countless Life, Medical, Income, Redundancy and Mortgage Protection insurance claims for our clients, ensuring they receive the support they need when it matters most.

Imagine the certainty knowing that:

  • Your mortgage/rent and bills would be covered if you were sick or injured and couldn't work.
  • Medical costs would be taken care of without financial strain so you could focus on recovery.
  • Your family's lifestyle would be protected, even in the face of unexpected events.


Let us help you design your cover and support you through every step, including claim time.

Insurance Solutions for Savvy Kiwis

Jess & Matt's Insurance Success!

These legends are proactive professionals with a mortgage and two kids. They faced a challenging financial situation, struggling with high interest payments, rising insurance premiums, and inadequate retirement savings. To overcome these obstacles and achieve their version of a healthy wealthy life, they reached out to us for a personalised plan and strategy.

By working with us, Jess and Matt achieved remarkable results:

7 years

cut off their mortgage term - reducing their debt faster and saving them hundreds of thousands

$375,997

saved in interest payments -
freeing up funds for goals like family holidays and other investments

$515,637

more in their KiwiSaver -
securing a brighter future for their retirement

Secure Your Future with a Tailored Strategy

Tailored Insurance Strategy
Plan and strategies to get you to where you aspire to be.
*$500 + GST
Includes:
Tailored Insurance Strategy - to match your unique priorities and preferences.
Zeroing in on your unique priorities and preferences.
A strategic 'high-level' Financial Mapping: Bridging the gap, so you’re not over insured (valued at $799).
Research and Analysis: Assessing multiple insurance products to find the best match for you.
Due Diligence & Negotiations: Investigating and negotiating terms that favour you.
Tailored Insurance Strategy: Preparing and providing a comprehensive tailored recommendation (valued at $375).
Smooth Execution: Setting your chosen policies in motion.
Enjoy exclusive access to our top-notch financial mapping software (valued at $349 pa).
Ongoing Care: Once you're covered, we don't ghost on you. We stick around for:
Policy Stewardship: Ensuring your policies remain aligned with your needs.
Claims: We facilitate claims so you can focus on recovery.
Check-In Review: Revisiting your policies to ensure they remain relevant and valuable.
Book a 15-min Exploration Call
* Fee waived if any new Life, Trauma, or Income insurance products are implemented within a month following our advice session.

Clients Sharing their Financial, Insurance & KiwiSaver Success

As an ex-UK forces Paratrooper Engineer and having been on countless operations and jumped from numerous planes, I believed I was invincible. Moving to New Zealand with my family and ensuring our security, we organised a meeting with Jaime to see what our options were. She helped us understand that we were the biggest asset to our lifestyle. Sarah and I took both Income Protection, Trauma, and Life Insurance to guarantee financial cover should anything untoward happen. Four months after taking the cover, I experienced a cardiac arrest and severe head injury while competing in an Ironman event. Jaime was involved immediately, and as per the policy, I received a payout for Trauma cover. Income Protection cover kicked in and due to the severity of my injuries, I am still continuing to receive this nine years post event.  Having income protection has meant we have not had any financial stress for what has been a very testing decade. The balance of cost against the risk of something like this happening was absolutely worth it. We know that our financial security would not be where it is today had we not taken the Trauma and Income Protection policy.

During this time, my wife Sarah required a metal rod inserted into her tibia, which meant time off work for recovery. During the whole process, her Income Protection covered costs and continued until she was fully recovered.

I endorse Jaime as the most personable professional I have dealt with.

Steven & Sarah Nadollek

I noticed a little lesion on my arm. During a catch-up with Jaime, I casually mentioned, "Oh, by the way, I had this a few years ago."  Well, Jaime and her team went to bat for me! Not only did they sort a lump sum payment, but they also went the extra mile and got a refund on my altered premium for the past four years since the diagnosis, WOW! Jaime and her team have been an absolute lifesaver! They're approachable and friendly manner makes all the financial and insurance stuff easy to understand. They're also always easy to contact and quick to reply with options. Jaime's compassion, patience, and helpfulness really shines through, especially when life gets tough.

Cherly. P

The meticulous financial mapping session provided a comprehensive overview of our current and future financial state. Jaime and her team astutely identified that we were over-insured, paying excessive insurance premiums, and being charged high KiwiSaver fees. They sorted all these issues, including mapping out our property investment portfolio so that we could make smart choices on buying, holding and selling. They are nothing short of exceptional, delivering outstanding service and providing transformational financial guidance. I am a huge advocate and refer all our clients and acquaintances. You can be sure your family is in the most capable and caring hands!

Tapere H & Shane K

A huge thank you for all your help taking care of my Income Protection insurance claim. It takes a tremendous amount of financial pressure off. This means I can focus on healing without having to rush back to work. What a relief!

K Turnage

As a single father of two, working with Jaime and her team was a game-changer. Their financial expertise provided comprehensive family cover without breaking the bank, even including covering my kids for free! Their financial advice and guidance on KiwiSaver have also put me on a better retirement track. I highly recommend Jaime and her team for fellow parents. They exceeded my expectations!

Patrick K


We found the discussion on our financial future valuable and wanted to call out your pragmatic and data-driven approach. We enjoy working with you and your team. You are responsive and proactive, we genuinely believe you have our best interests at heart.

Jo and James


We greatly appreciate our meeting and helping us find a more suitable life insurance plan. We are truly impressed with how if we stick to the plan and manage our budget wisely, we can potentially pay off our mortgage sooner. What's even more crucial is that we can look forward to a comfortable retirement.

Ambah & Met

Thanks again for meeting us, it really opened our minds on how to attack our debt and made us feel a lot more comfortable and confident with paying off our mortgage.

Mike V


I would highly recommend Jaime James and her team, she's been great to deal with - prompt and helpful every time.

Haven't had to make a claim yet and hopefully won't need to any time soon, but if I do, I have confidence it will go smoothly.

Alex E

It was such a pleasure meeting you and discussing financial planning, property and insurance. You’re positive, easily relatable and your personable skills shine through chatting to you. I will certainly be recommending you. Thank you for all your help.

Karin T


Fantastic advice and customer service! We will definitely recommend you to any of our friends considering their insurances.

H Compton


I found the session very valuable. While finances in general are a 'serious' topic, you created a relaxed environment where I felt very comfortable to share my current circumstances and goals. Thank you for your advice and taking care of my insurance and KiwiSaver.

L. Sue


Super helpful and informative. I'm excited to try and make future decisions with updated, accurate and forecasted info!

Jillaine H


It’s always a bit awkward with recommendations in case they don't work out! My friends couldn't be happier with the service you have provided them with! It's lovely to hear that they had the same experience as me.

Jody C

Expert Financial Advice
Can Make or Save You Thousands

Our expert strategies can save you time, money, and stress.

Financial Mapping

Whether transforming financial stress into success means reducing debt, improving cash flow, purchasing property, quickly paying off the mortgage, or saving tens or hundreds of thousands on interest payments, our Financial Mapping service is your roadmap. We help you gain clarity on your financial position and goals. You can anticipate risks, tackle obstacles, and maximise opportunities.

Insurance

Frustrated with increasing premiums? Overwhelmed by jargon and countless policies? Worried if you have the right insurance and if it will support you at claim time? We tailor affordable, sustainable, and effective insurance plans to meet your specific needs, potentially saving you thousands in premiums. Let us help you structure your cover wisely and support you through every step, including claim time.

KiwiSaver

Many Kiwis dream of a future filled with exciting travels, owning a mortgage-free home, and enjoying a comfortable retirement. Yet, many miss out on thousands by not optimising their KiwiSaver. Transform your KiwiSaver from just a savings fund into a powerful investment strategy. We assess your risk tolerance, investment timeline, and objectives to optimise your returns, taking your KiwiSaver from average to Woohoo!

Your Journey with Us: What to Expect

Financial Advice, Insurance & KiwiSaver from Jaime James
01

Connect & Clarify

Let's start with a brief, meaningful phone call to understand your challenges, priorities, and goals and we can answer any questions. We'll then book an initial online meeting to begin your journey from financial stress to success.

02

Strategy & Action

During the meeting, we'll help you with a personalised financial roadmap, insurance strategy, and KiwiSaver optimisation. You'll receive a comprehensive summary and an actionable plan to achieve your goals.

03

Ongoing Support

Dreams change, economies shift, events happen. As your goals evolve and new challenges arise, our team is here to help you adjust your plans and strategies to continue achieving your Healthy Wealthy Life.

How personalised can my insurance be?

Every policy is tailored to your unique situation and desires. Because we start with a 60-minute financial mapping session, we know what you’re looking for out of life and so can tailor your insurance to make sure you’re neither over or under insured to meet your healthy wealth goals.

What if I’m already insured?

We can reassess and optimise your current policies. Making sure you’re neither over or under insured, and insured for the right things.

How do you handle claims?

Our team manages the paperwork and processes, ensuring hassle-free claims for you. You won’t need to worry about a thing - just call us and we’ll manage everything for you.

Can I adjust my policy as life changes?

Absolutely. As your life evolves, so will your coverage.

Are there hidden fees or charges?

Transparency is key. All fees and investments are discussed upfront.

Do I have to communicate with insurance companies directly?

No, we handle all communication for you.

What types of insurance do you specialise in?

We provide a range of tailored solutions for health, income, mortgage and life insurance.

How do I start the process?

Simply book a call, and we'll guide you.