KiwiSaver - Prosper

Many Kiwis dream of a future filled with exciting travels, owning a mortgage-free home, and enjoying a retirement with financial independence and freedom. However, many are missing out on potentially thousands of dollars by not optimising their KiwiSaver.

Optimising your KiwiSaver can transform it from just a savings fund into a powerful investment strategy. We help you maximise your returns by assessing your risk tolerance, investment timeline, and objectives. Whether you're aiming for a dream retirement, financial freedom, or simply want to make the most out of your KiwiSaver, we are here to guide you.

Imagine the benefits of having a well-optimised KiwiSaver:

  • Greater financial security: Ensure a comfortable and worry-free retirement.
  • Enhanced growth: Maximise your returns and watch your investments grow.
  • Personalised strategy: Tailored advice to fit your unique goals and timeline.

Ready to take your KiwiSaver from average to Woohoo? Contact us today to start optimising your KiwiSaver and secure your financial future.

KiwiSaver Strategies for Savvy Kiwis

Chris & Maia's KiwiSaver Success!

These legends are proactive professionals with a mortgage and two kids. They faced a challenging financial situation, struggling with high interest payments, rising insurance premiums, and inadequate retirement savings. To overcome these obstacles and achieve their version of a Healthy Wealthy Life, they reached out to us for a personalised plan and strategy.

By working with us, Chris and Maia achieved remarkable results:

7 years

cut off their mortgage term - reducing their debt faster and saving them hundreds of thousands

$375,997

saved in interest payments -
freeing up funds for goals like family holidays and other investments

$515,637

more in their KiwiSaver -
securing a brighter future for their retirement

Optimise KiwiSaver for a Brighter Future

Optimise KiwiSaver Session
Plan and strategies to get you to where you aspire to be.
*$150 + GST
Includes:
We assess your risk tolerance, investment timeline and objectives. Personalise your KiwiSaver strategy.
Current and future projections on KiwiSaver balance. See how your investments can grow over time.
We help you navigate providers, fund choices and contribution strategies.
Enjoy 12 months exclusive access to our top-notch financial mapping software (valued at $349 pa).
KiwiSaver Reviews - to ensure your strategy remains optimal.
A personalised KiwiSaver Strategy letter of advice (valued at $299).
Book a 15-min Exploration Call
* We believe in rewarding action and commitment. Therefore, we're happy to waive our fee if you have had a Financial Mapping advice session with us, or if you have insurance with us. It's our way of saying thank you for trusting us with your financial journey.

Clients Sharing their Stress to Success

The meticulous financial mapping session provided a comprehensive overview of our current and future financial state. Jaime and her team astutely identified that we were over-insured, paying excessive insurance premiums, and being charged high KiwiSaver fees. They sorted all these issues. They are nothing short of exceptional, delivering outstanding service and providing transformational financial guidance. I am a huge advocate and refer all our clients and acquaintances. You can be sure your family is in the most capable and caring hands!

Tapere H & Shane K

A huge thank you for all your help taking care of my Income Protection insurance claim. It takes a tremendous amount of financial pressure off. This means I can focus on healing without having to rush back to work. What a relief!

K Turnage

As a single father of two, working with Jaime and her team was a game-changer. Their financial expertise provided comprehensive family coverage without breaking the bank, even including covering my kids for free. Their financial advice and guidance on KiwiSaver has also put me on a better retirement track. I highly recommend Jaime and her team for fellow parents. They exceeded my expectations!

Patrick K


We found the discussion on our financial future valuable and wanted to call out your pragmatic and data-driven approach. We enjoy working with you and your team. You are responsive and proactive, we genuinely believe you have our best interests at heart.

Jo and James


We greatly appreciate our meeting and helping us find a more suitable life insurance plan. We are truly impressed with how if we stick to the plan and manage our budget wisely, we can potentially pay off our mortgage sooner. What's even more crucial is that we can look forward to a comfortable retirement.

Ambah & Met

Thanks again for meeting us, it really opened our minds on how to attack our debt and made us feel a lot more comfortable and confident with paying off our mortgage.

Mike V


It was such a pleasure meeting you and discussing financial planning, property and insurance. You’re positive, easily relatable and your personable skills shine through chatting to you. I will certainly be recommending you. Thank you for all your help.

Karin T


Fantastic advice and customer service! We will definitely recommend you to any of our friends considering their insurances.

H Compton


I found the session very valuable. While finances in general are a 'serious' topic, you created a relaxed environment where I felt very comfortable to share my current circumstances and goals. Thank you for your advice and taking care of my insurance and KiwiSaver.

L. Sue


Super helpful and informative. I'm excited to try and make future decisions with updated, accurate and forecasted info!

Jillaine H


It’s always a bit awkward with recommendations in case they don't work out! My friends couldn't be happier with the service you have provided them with! It's lovely to hear that they had the same experience as me.

Jody C

Expert Financial Advice Can Make or Save You Thousands

Our expert strategies save you time, money, and stress.

Financial Mapping

Whether transforming financial stress into success means reducing debt, improving cash flow, purchasing property, quickly paying off the mortgage, or saving tens or hundreds of thousands on interest payments, our Financial Mapping service is your roadmap. We help you gain clarity on your financial position and goals. You can anticipate risks, tackle obstacles, and maximise opportunities.

Insurance

Frustrated with increasing premiums? Overwhelmed by jargon and countless policies? Worried if you have the right insurance and if it will support you at claim time? We tailor affordable, sustainable, and effective insurance plans to meet your specific needs, potentially saving you thousands in premiums. Let us help you structure your cover wisely and support you through every step, including claim time.

KiwiSaver

Many Kiwis dream of a future filled with exciting travels, owning a mortgage-free home, and enjoying a comfortable retirement. Yet, many miss out on thousands by not optimising their KiwiSaver. Transform your KiwiSaver from just a savings fund into a powerful investment strategy. We assess your risk tolerance, investment timeline, and objectives to optimise your returns, taking your KiwiSaver from average to Woohoo!

Connect with us and start crafting your financial future

Financial Advice, Insurance & KiwiSaver from Jaime James
01

Connect & Clarify

Let's start with a brief yet meaningful chat to understand your challenges, priorities, and desired outcomes. We can answer any questions and start your journey turning stress into success.

02

Strategy & Action

Next, we'll gather information for a productive meeting together. We'll personalise your financial roadmap, tailor your insurance and optimise your KiwiSaver. You'll receive a comprehensive summary with an actionable plan and strategy to achieve your goals.

03

Ongoing Support

Dreams change, economies shift, events happen. What you want to achieve at age 30 could be different when you're 50. Whether your goals change, or new challenges arise, our team is here to help you adjust your plans and strategies to continue achieving your Healthy Wealthy Life.

Is KiwiSaver right for me?

KiwiSaver offers a multitude of benefits, including employer contributions, government contributions, and the ability to use it for a first-home purchase. It's an excellent tool for long-term savings and retirement planning. It's advisable to seek professional financial advice to assess if KiwiSaver aligns with your personal financial goals and needs.

How do I choose the best fund?

That's where our expertise comes in. We assess your goals and risk appetite to recommend the best fit.

Can I change my contribution rate?

Yes, and we can guide you on optimising it for maximum benefits.

How often should I review my KiwiSaver?

KiwiSaver is generally a long-term investment designed to grow over time. However, life is full of changes, so it's a good time to review your KiwiSaver whenever you experience a significant life or financial change. Doing so ensures that your investment continues to align with your evolving needs and objectives.

Are there any hidden fees?

Rest assured, there are no 'hidden' fees - we discuss any fees clearly so you can make the most informed decision for your financial future.

What if I move overseas?

We can advise on the best steps based on your circumstances and future plans.

How does KiwiSaver help me buy a home?

KiwiSaver offers first-home withdrawal and potential grants. We'll guide you on maximising these benefits.

Is it too late to start with KiwiSaver?

It's never too late. Every contribution helps in shaping a better future.

How secure is my investment?

While all investments have risks, we guide you in funds aligned with your comfort level and market understanding.

Can I make lump-sum contributions?

Absolutely. We can advise on the benefits and timing of such decisions.